Bank Holiday: Banks will be closed today, Tuesday. Find out why the RBI has declared a holiday.

Bank Holiday on September 23: Banks Closed in Jammu & Kashmir for Maharaja Hari Singh’s Birth Anniversary

New Delhi, September 23, 2025 – If you are planning to visit your bank today, you may face some inconvenience in Jammu and Kashmir. According to the Reserve Bank of India’s (RBI) official holiday calendar, all banks in the Union Territory will remain closed on Tuesday, September 23, to mark the birth anniversary of Maharaja Hari Singh Ji, the last ruling monarch of Jammu and Kashmir.

This state-declared holiday not only applies to banks but also extends to government offices, schools, and colleges across the region. However, banking operations in the rest of the country will continue as usual, ensuring there is no disruption for customers outside J&K.

Who Was Maharaja Hari Singh?

Maharaja Hari Singh, born on September 23, 1895, ascended the throne of Jammu and Kashmir in 1925. Known for his progressive outlook, he introduced several reforms during his reign, particularly in the fields of education, women’s empowerment, and social justice.

A visionary leader, he advocated modern governance and worked to improve social structures in the state. Even decades after his rule, Maharaja Hari Singh continues to be remembered with deep respect and admiration for his contributions toward shaping modern Jammu and Kashmir. His birth anniversary is observed as a day of pride and reverence for the people of the region.

September 2025 Bank Holiday Calendar

The month of September has witnessed several state-specific holidays across India. Apart from Maharaja Hari Singh’s Jayanti, the RBI list includes multiple festive breaks. Here are some of the key ones:

• September 3 (Wednesday): Karma Puja in Ranchi

• September 4 (Thursday): Onam in Kochi and Thiruvananthapuram

• September 5 (Friday): Eid-e-Milad in Ahmedabad, Mumbai, Delhi, Hyderabad, and other major cities

• September 6 (Saturday): Eid-e-Milad/Indrajatra in Gangtok, Jammu, Raipur, and Srinagar

• September 12 (Friday): Post-Eid Friday in Jammu and Srinagar

• September 22 (Monday): Navratri Sthapana in Jaipur

• September 23 (Tuesday): Maharaja Hari Singh Jayanti in Jammu and Srinagar

• September 29 (Monday): Maha Saptami/Durga Puja in Agartala, Gangtok, and Kolkata

• September 30 (Tuesday): Maha Ashtami/Durga Ashtami in multiple states including Bihar, Odisha, Assam, and West Bengal

In addition to these regional holidays, the second and fourth Saturdays as well as all Sundays in September are observed as regular weekly bank holidays across the country.

Impact on Banking Services

While physical bank branches in Jammu and Kashmir will remain closed today, customers can still access essential banking services through online and mobile banking platforms, ATMs, and digital payment systems. With the increasing push toward Digital India, most financial transactions like fund transfers, bill payments, and account management remain unaffected by regional holidays.

Customers in other states need not worry, as banking operations remain open nationwide except in the holiday-declared regions.

Why RBI Publishes the Holiday List

The Reserve Bank of India publishes a state-wise holiday list every year under the Negotiable Instruments Act, 1881. These holidays are decided based on regional festivals, historical occasions, and cultural observances. The purpose is to maintain uniformity and inform customers well in advance so that they can plan their banking activities accordingly.

Key Takeaway

On September 23, 2025, banks, government offices, schools, and colleges in Jammu and Kashmir will remain closed to honor the birth anniversary of Maharaja Hari Singh Ji. However, banks in the rest of the country will function normally.

If you are in J&K, make sure to use digital banking channels for urgent financial tasks, while physical transactions will resume on the next working day.