If the car stops on the moving road, will you get an insurance claim? Know what the rules are

Insurance Claim While Car Suddenly Stopped: Have you ever thought that if your car stops in the middle of the road, can you take insurance for it or not? Let's find out.

Going here and there in your car is a different matter. You can go anywhere anytime in your car and can stay anywhere for as long as you want. But imagine that you are going somewhere on the highway and suddenly your car stops in the middle of the way, then you often call the service center or talk to a towing service. In such a situation, the question arises whether you can get any claim in such a situation or not, let's find out.

Let us tell you that car insurance is not only for accident or theft, but nowadays many insurance plans also provide such benefits, which are useful when the car stops suddenly.

However, all these things depend on the insurance policy. There are many companies that provide facilities like breakdown assistance or on-spot repair.

In such a situation, if you have covered it, then you can get insurance claim right there. But you have to first check whether it is in your policy or not.

For this information, you should first check your policy documents. It has a section called Roadside Assistance or RSA.

If you have taken this add-on, then you can also get help in towing, on-site mechanic and fuel supply, that too without paying extra money.

But if your car's breakdown is due to any internal fault or failure of any part, then its cost is not covered in regular insurance.

There are special add-ons to cover problems like engine failure, battery drain or gearbox, such as engine protect, zero dep or consumables cover. These are useful only when the repair cost is high and the problem is serious.